Ten Tips to Cut the Cost of Minibus Insurance

Cutting motoring costs is one way of saving money during this difficult financial time. The falling price of petrol is helping but insurance premiums continue to rise, largely due to the rise in claims by younger motorists. There are ways a minibus driver can lower their premiums and here are ten suggestions that may help: 1. Reduce the number of people who can drive. Money will be saved by reducing the number of named drivers on your policy. It is simple and more cost effective to arrange temporary cover for an extra driver as and when you need it, rather than insuring them the whole year. Younger named drivers may prove more expensive to insure, even though the minimum age to drive a minibus is 21. 2. Drive safely. By keeping the minibus in good condition and driving carefully, the risk of an accident is significantly reduced. This in turn will build your no claims bonus and could save up to 70% on your insurance premium over 5 years. 3. Park off the road at night. Park the minibus in a garage or on a private drive at night. If neither of these are available find a secure, well lit area to leave the vehicle. 4. Avoid distractions when driving. Don't talk to passengers, be tempted to use a mobile phone or communicate using an onboard microphone while driving. These are all distractions that will increase the risk of an accident. 5. Pay annually. Paying monthly will often incur interest charges. Avoid these charges by paying for the minibus insurance upfront. 6. Harley Davidson Parts . Avoid making small claims. If the cost of repair after an accident is only a little more than the insurance's excess it may not be worth making a claim as you will lose the no claims discount. 7. Don't speed. A minibus driver with two or more convictions for speeding can see their insurance premium rise by over 25%. 8. Don't pay for cover you don't need. Avoid paying for extra insurance that you don't need. If your minibus is valued a less than £2,000 Third Party Fire and Theft may be more suitable than the more expensive Comprehensive insurance. 9. Take a driving course A minibus driver may be entitled to a discount on their minibus insurance if they have successfully completed a driving course. roth capital. A recognised course is the Minibus Driver Awareness Scheme (MIDAS). 10. Use a specialist insurance provider A specialist minibus insurance provider will tailor the policy to your specific requirements, ensuring you have the right amount of cover at the right price. Find a provider than has no admin charges and can offer assistance 24 hours a day, 365 days a year. If you'd like to save money on your minibus insurance, look no further than The Minibus Club. Request a FREE quote now by calling our hotline on 0845 609 0323 or visit our website at www.minibusclub.co.uk.